What To Do If You're Hit By An Uninsured Driver In MA
Driving without insurance in Massachusetts is against the law, but many drivers still do it. In most instances, uninsured drivers don’t have insurance because they are unable to afford it. This means you will likely have a difficult time recovering compensation from them and it is why you need a lawyer.
Did you know that you can pursue a settlement under your own auto policy if you have been injured by an uninsured driver? If you've been injured in an accident caused by an uninsured driver in Massachusetts, you can count on the legal team at Faneuf Law Group to fight for the compensation you deserve for injuries, lost wages, rehabilitation costs, medical expenses, etc. Call us today at 617-939-9894 for a free case review.
Who Is an Uninsured Motorist?
An uninsured motorist (UM) refers to an at-fault driver that doesn’t have auto insurance completely, has insurance but the insurance doesn't meet the mandatory state minimum liability amounts, or whose insurance provider is either unable or unwilling to pay the claim.
What Should You Do If You’re Hit by an Uninsured Motorist?
If you’re involved in an auto accident with an uninsured motorist in Massachusetts, there are certain steps you should take to avoid jeopardizing your claim:
Call 911 and file a police report
Exchange contact information with the other driver
Seek medical attention for your injuries
Hire a lawyer
Start the claim process with your insurance provider.
What Is Uninsured Motorist (UM) Coverage?
Uninsured motorist (UM) coverage refers to an add-on component of an auto insurance policy that provides coverage in situations when the policyholder is involved in an accident with someone that does not have insurance. This means that you can still pursue a settlement for your injuries under you own auto policy.
What Does Uninsured Motorist (UM) Coverage Offer?
Uninsured motorist (UM) coverage refers to an add-on component of an auto insurance policy that provides coverage in situations when the policyholder is involved in an accident with someone that does not have insurance. This means that you can still pursue a settlement for your injuries under you own auto policy.
What Does Uninsured Motorist (UM) Coverage Offer?
According to estimates from the state of Massachusetts, 3.55% of drivers on the road are uninsured. To combat this, the state requires drivers to carry Uninsured Motorist coverage in addition to the following mandatory minimum coverage:
Bodily injury liability: $20,000 per person, $40,000 per accident.
Uninsured motorist (UM coverage) for bodily injury: $20,000 per person, $40,000 per accident.
Personal injury protection: $8,000 per person in an accident.
Property damage liability: $5,000 per accident.
Why Hire a Lawyer After Being Involved in an Accident with an Uninsured Motorist?
If you are involved in an accident with an uninsured motorist in Massachusetts, you should consider hiring an experienced legal team such as the one at Faneuf Law Group. We will carefully review your policy to identify which injuries and financial losses are covered, develop a strategy aimed at maximizing your compensation, and negotiate with your insurance company and the uninsured driver to ensure that you receive full compensation.
Injured in an Auto Accident Involving an Uninsured Motorist? Faneuf Law Group Can Help!
If you have been involved in an auto accident caused by an uninsured motorist, seek assistance from the experienced Massachusetts lawyers by calling Faneuf Law Group today at 617-939-9894 for a free case review or fill out our online contact form. You won’t pay any legal fees or costs unless we succeed in recovering compensation.